Clear advice from a senior lawyer when injury or illness means you can no longer work.
A senior lawyer will review your case and contact you within 24 hours.
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Fair Work Ombudsman recovers for 181,000+ underpaid employees in Australia
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Workers’ compensation statutory claims
WorkCover Regulator review applications (3.6% of claims)
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Support When You Can’t Return To Work
If injury or illness has ended your working life, you may be worried about covering the bills & planning for the future. Many Australians have Total & Permanent Disability (TPD) insurance through their superannuation (super) fund without realising it.
We’ll check your super for TPD cover & explain what you may be able to claim.
TPD cover can pay a lump sum if you’re unlikely to ever work again because of an injury or illness.
We’ll explain how your policy defines disability & what that means for your claim.
Unlike most injury claims, a TPD claim doesn’t depend on who caused your condition, and illnesses can be covered too.
We’ll assess whether your circumstances may meet your policy’s terms.
If you’ve had several jobs or super funds, you may hold more than one TPD policy.
We’ll track down every policy you may be able to claim on.
TPD claims can be subject to time limits, and cover may lapse after you stop working or your super balance runs low.
Request Your Free Case Review, & a senior lawyer will reach you within 24 hours to confirm your time limits and check whether your cover is still active.
Focus On Healing, Not Legal Fees
Rin Kim Law provides No Win, No Fee services for eligible TPD claims. You’ll only pay our professional fees if your case succeeds.
We bear the risk, so you can move forward with confidence.
Start your claim without paying our professional fees upfront.
Know how fees and disbursements are calculated before you proceed.
If unsuccessful, you won’t pay our legal fees, subject to the costs agreement.
A senior lawyer will review your case & contact you within 24 hours.
We assess TPD claims involving situations such as:
When a work, road or other injury leaves you unable to return to work.
When cancer, heart disease or another illness stops you from working.
When a serious mental health condition means you can no longer work.
When you hold TPD cover with more than one fund & need help claiming on each.
When you’re also pursuing a WorkCover, CTP or public liability claim.
When your insurer is slow to decide or questions your claim.
We help those unable to work because of injury or illness across Brisbane & Queensland, including:
We assess TPD claims involving conditions such as:
These are common examples. Request Your Free Case Review, & a senior lawyer will reach you within 24 hours.
A senior lawyer will review your case & contact you within 24 hours.
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Short videos from our team on compensation claims, dealing with insurers and what to expect along the way.
What Sets Us Apart
A senior lawyer will review your case & contact you within 24 hours to discuss your health, work history & superannuation.
We give you prompt, plain-language updates, so you’re never left waiting on the insurer for answers.
We deal with your super fund & insurer for you, so you don’t have to navigate complex policy wording alone.
We work with your doctors & vocational experts to establish how your injury affects your ability to return to work.
A senior lawyer will review your case and contact you within 24 hours.
Legal problems are easier to navigate when you can explain what happened in the language you are most comfortable using.
How We Handle Your Claim
Tell us about your condition, your work history & your super funds. A senior lawyer will review your case & contact you within 24 hours.
We locate your TPD policies & assess how each one defines disability.
We gather medical, employment & other relevant evidence, lodge your claim and deal with the insurer for you.
We pursue payment of your TPD benefit. If the insurer declines, we explain the available options, such as a review or an external complaint, & continue representing you where appropriate.
Old super accounts may still hold TPD cover, even from jobs you left years ago.
We’ll help you find every policy that may apply.
Some policies only ask whether you can return to your own job. Others ask whether you could do any job that suits your education, training or experience.
We’ll explain which test applies to your policy & help you understand what evidence is needed to support your claim.
A TPD claim may run at the same time as a WorkCover, CTP or public liability claim.
We’ll explain how the claims interact before you make any decisions.
TPD claims involve time limits & policy requirements. Missing them can put a claim at risk.
Request Your Free Case Review, & a senior lawyer will reach you within 24 hours to check the timeframes in your policy.
A senior lawyer will review your case and contact you within 24 hours.
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Free guides
Plain-English guides and checklists that explain your options, the claim process and the deadlines that matter, written by the lawyers who handle these claims every day.
A senior lawyer will review your case & contact you within 24 hours.
It’s a claim on Total & Permanent Disability insurance, usually held through super, for people unlikely to work again because of injury or illness.
Many Australians do through their super fund. We can help you check each of your policies.
No. TPD claims don’t depend on who caused your condition, and illnesses may also be covered.
Possibly. Cover may continue for a period after you leave a job, depending on your policy.
Often, yes. A TPD claim may run alongside WorkCover, CTP or other injury claims.
Your payout depends on the level of cover under your policy. You may also have TPD cover through more than one super fund or insurance policy.
Not necessarily, but TPD policies can be complex. A lawyer can help you understand your cover, gather the right evidence & present your claim effectively.
Yes. Rin Kim Law provides No Win, No Fee services for eligible TPD claims. We’ll explain the terms & eligibility before you decide whether to proceed.
Request Your Free Case Review using the form on this page. A senior lawyer will review your case & contact you within 24 hours.
A senior lawyer will review your case and contact you within 24 hours.