TPD Claim Lawyers
You may be entitled to make a TPD claim
TPD Claim Eligibility Checklist
Wondering if you're eligible for a Total and Permanent Disability (TPD) claim?
Injury or Illness: You're unable to work due to a physical or mental condition
Employment status: You were employed when the injury or illness occurred, or held an active insurance policy through superannuation
Medical Evidence: You have medical documentation supporting your inability to work in your current role or any other suitable role.
Policy Review: Your superannuation or insurance policy includes TPD coverage
If you meet these, you may be eligible for a TPD claim. Get in touch with our team at Rin Kim Law to discuss your options.
We Understand That Dealing With a TPD Claim Can Be a Difficult and Stressful Time
That is the reason why we offer free consultations so that we can answer any questions you may have and help put your mind at ease.
Are you eligible for a TPD claim?
To qualify for a TPD benefit, claimants must demonstrate that their medical condition meets the specific criteria outlined in their insurance policy. Demonstration of a medical condition often involves medical evidence and documentation showing that the disability is total and permanent, necessitating the skills of a public liability lawyer who understand the complexities of disability assessments. Technical legal interpretation and negotiation skills are also often required where there are considerations over whether the claimant has met their disclosure obligations regarding pre-existing medical conditions in entering into the relevant insurance policy. Non-compliance with disclosure obligations can lead to the relevant TPD insurer either limiting or declining payment of TPD entitlements.
Meet Our Legal Team
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Rin Kim
PRINCIPAL LAWYER
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Stephen Hughes
LEGAL PRACTICE MANAGER & SPECIAL COUNSEL
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Vek Raniga
SENIOR ASSOCIATE &
NEGOTIATION SPECIALIST -
Jamie Park
ASSOCIATE
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Walun Apiratkasem
ASSOCIATE
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Benjamin Sung
LAW GRADUATE
100% No Win, No Pay
We work on a real No Win, No Pay basis. Some law firms say that they are no win, no fee when they are not and still end up charging clients for their paid disbursements (could be up to $25,000) even when their matters are unsuccessful. You do not have to worry about this with us. We guarantee that it is 100% no win, no pay with us.
Free Case Review with Us
You can always request a free case review with us anytime. Simply submit your enquiry on our website and one of our experienced lawyers will be in contact within 24 hours.
You Are More Than a Case Number to Us
Most bigger law firms treat their clients just as another case number but that will NOT happen with us. We provide our clients with the utmost respect and attention that they deserve. Don’t settle with a lawyer who treats your case as just another number. We stay in regular contact with our clients and make them feel at ease by explaining what is happening to their claim during every step of the claim process.
We Don’t Make False Promises
Some lawyers can over-promise and this can be disastrous down the track. We do not make misleading promises. We provide you with a realistic estimate of compensation range when we are confident with the materials that we have in our possession.
We Stay Open During Weekends and Holiday Periods
Accidents can happen any time and we understand the importance of getting help right away if you are involved in an accident even on the weekends or during holiday periods. You can reach us on 0404 871 986 anytime or send an email to rin@rinkimlaw.com.au and we will get back to you within 24 hours.
We Come to You
We understand that it will be difficult for you to travel out to have meetings with us in person if you’ve suffered serious injuries. That is the reason why you can request a home visit or meet us at any other places that you prefer to make things easier for you. Our top priority is to ensure that you feel comfortable during every step of the process.
Frequently Asked Questions
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In many cases the answer is ”yes”. TPD claims generally focus on your ability to perform work for which you are qualified and skilled, although the criteria needed to be satisfied can vary from insurer to insurer. If your disability means you are restricted to working in a job that doesn't match your training and experience, you might still qualify.
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Denial is not the end of the road. Our TPD lawyers in Brisbane can review the insurer’s decision, advise on the viability of an appeal, and represent you through the appeal process to challenge the denial through the Australian Financial Complaints Authority (AFCA) or court proceedings.
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Professional legal representation can significantly enhance the likelihood of a successful claim, especially in complex cases. Our TPD lawyers can make an appreciable difference where disputes arise as to whether you have met your initial disclosure obligations over pre-existing medical conditions or whether you meet the technical policy requirements to be entitled to a payout. Our TPD lawyers ensure that your claim is supported by evidence and expertly managed throughout the process.